Salary Calculator India
Calculate in-hand salary from CTC
* Estimate based on typical corporate structure. Employer PF (₹21,600) and Gratuity (₹57,720) are part of CTC but not received directly.
How to Use Salary Calculator India
- 1
Enter your gross salary and any applicable deductions.
- 2
The tool calculates your in-hand take-home pay after tax and deductions.
- 3
Review the breakdown to see each component of the calculation.
About Salary Calculator India
Calculate in-hand salary from CTC. Full breakdown of HRA, PF, professional tax, TDS. Free India salary calculator.
Best Use Cases
- •Calculating take-home pay from a CTC offer during job negotiations
- •Understanding the PF, HRA, and tax deduction breakdown of your salary
- •Comparing two job offers by their in-hand salary after deductions
- •Estimating monthly cash flow for personal budgeting
- •Verifying your payslip deductions against expected amounts
Examples
New job offer
Enter your CTC of 12,00,000. See the monthly in-hand salary after PF, tax, and professional tax.
Compare offers
Enter CTC from two different offers to compare which gives higher take-home pay.
Deduction check
Enter your gross salary and review the PF, HRA, and TDS breakdown against your payslip.
Common Mistakes to Avoid
- !Confusing CTC with gross salary; CTC includes employer PF and benefits
- !Not entering HRA and rent details to calculate accurate HRA exemption
- !Forgetting that tax regime choice (old vs new) changes deduction amounts
Limitations
- –Based on standard Indian salary structure; may not match every employer
- –Does not account for variable pay, bonuses, or stock options
- –Tax calculation is an estimate, not a substitute for filing returns
Disclaimer
This tool is for informational and educational purposes only. Results are estimates and should not be treated as financial, tax, legal, or investment advice. Always consult a qualified professional before making financial decisions.
Frequently Asked Questions
What is CTC?
CTC (Cost to Company) includes your basic salary plus all benefits like HRA, PF contribution, gratuity, and other allowances.
How is in-hand salary calculated?
In-hand = CTC - Employer's PF - Employee's PF - Professional Tax - Income Tax (TDS) - Other deductions.